Affiliate & Advertising Disclosure

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Oak & Cents is free to read. We earn money in the ways described below. In line with the U.S. Federal Trade Commission's guidance on endorsements, we tell you about these relationships so you can decide with full information.

Affiliate links

Some links on the Site are affiliate links. If you click one and buy something, we may earn a commission at no extra cost to you. We only link to products and services that we believe are relevant to paying off debt or budgeting, and commissions do not change our opinion of them. We do not promote debt-settlement, debt-relief or loan-lead offers.

Programs we participate in or may join: [Amazon Associates, if/when you join].

As an Amazon Associate we would earn from qualifying purchases, if and when we join that program.

Advertising

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Editorial independence

Advertisers and affiliate partners do not pay for or review our articles. If we ever receive a free product or paid sponsorship, we will say so clearly in that post.

Where you'll see disclosures

Every article carries a short disclosure line near the top, and affiliate links are identified where they appear.