Topic guide
Debt Snowball, Avalanche & Payoff Plans
The snowball pays the smallest balance first for quick wins; the avalanche pays the highest interest rate first to save the most money. Both work when you stick with them. These guides walk through each method with real numbers so you can choose the one that fits how you think about money, then build a month-by-month plan.
The first guides for this topic are being written and checked. Meanwhile, try the free calculator or start with the basics.